Unfortunately this is only my second post of 2017 and almost an entire quarter has gone by without sharing my financial goals. However, 2017 has brought many changes including a change in the way I manage my assets and debts. With that being said: Get my student loan balance below $45,000. Last year I posted… Continue reading My (Late) Financial Goals 2017
The black community is rising. I feel it. I know more people are opening their eyes to the reality that their current situation CAN be and SHOULD be improved. Not only socially gain respect, but also start building wealth so this country has no choice but to listen. African American people hold a significant amount… Continue reading Open Conversations: #BlackFinancesMatter
Have you decided that now you need to save a little more this year? Here’s how I started saving on a tight budget.
Everyone should be looking for ways they can save a little bit for the future. Putting money away today for tomorrow is definitely something the millennial generation should focus on as we build stable careers or start families. In my savings strategy, there are three tiers of savings: short term, medium term and long term. Short-term saving is pretty… Continue reading Operation: Build Your Savings
In the first post on this topic, I introduced the basic differences between the mindset one has for saving and the mindset one has for investing. I realize its gonna take some convincing for a lot of people to want to take on the risk of investing, but in realizing that I should also let the savings… Continue reading Saving vs Investing Part 2
X is for Xcellent 